INNOVATIONSPARTNER, KRYPTOWÄHRUNG
Kommentare 125

pia – Die erste mobile Vertrags-App mit Blockchain-Zertifizierung

Mark Schmitt, Thomas Szekely, Sascha Mundstein und die Kanzlei Lansky, Ganzger + Partner launchen pia, die erste mobile App für Rechtsgeschäfte und Protokolle. Mit pia – prove it all können kleine Rechtsgeschäfte einfach, günstig und sicher abgeschlossen werden – nachvollziehbar und fälschungssicher durch Blockchain-Technologie.

Mit dem Launch der neuen App pia – prove it all wird eine absolute Marktlücke geschlossen. pia ist die erste mobile APP für alle kleinen, privaten Rechtsgeschäfte und Protokolle mit Blockchain-Zertifizierung! Daher kann jeder pia-Nutzer durch die Registrierung des jeweiligen Dokuments in der Blockchain unabhängig von allen anderen Teilnehmern Existenz und Echtheit des Vertrags oder Protokolls sowie das Datum der Erstellung lückenlos nachvollziehen und beweisen. Die juristische Betreuung des innovativen Tools wird von der renommierten Wiener Kanzlei und Mitgründer Lansky, Ganzger + Partner durchgeführt, wodurch die Rechtssicherheit für die User gewährleistet ist.

pia – so funktioniert´s

Einfach die App (iOS, Android) kostenlos herunterladen und schon kann es losgehen. Die Anwendung ist absolut nutzerfreundlich und übersichtlich angelegt, sodass Verträge und Protokolle des täglichen Bedarfs schnell und einfach befüllt werden können. Danach wird die Vereinbarung von allen Vertragsteilnehmern auf ihrem Smartphone digital unterzeichnet. Die so besiegelten Verträge und Protokolle werden in der Blockchain fälschungssicher registriert (Hashcode des Dokuments) und übersichtlich in der Dokumentenliste aufbewahrt – ohne, dass die User davon etwas mitbekommen. Auch Text-, Bild- und Audiodateien lassen sich einfach in die Dokumente integrieren, um beispielsweise komplexe Sachverhalte darzustellen.

Kategorien und Module

Die App bietet zahlreiche Module der Kategorien „Auto“, „Business“, „Kaufen“, „Persönliches“, „Wohnen“ an. Dazu zählen vom Start weg die folgenden Module:

Protokolle & Dokumentation:

  • Wohnungsübergabe
  • Übergabe
  • Status
  • Gemeinsame Anschaffung
  • Unfall
  • Etc.

Zivilrechtliche Verträge:

  • Kauf
  • Online-Kauf
  • Gebrauchtwagenkauf
  • Leihe
  • Vollmacht
  • Etc.

„Und das Ganze zu Konditionen, die sich jeder leisten kann“, verweist Mark Schmitt, CFO bei pia, auf einen weiteren Vorteil der Anwendung. Denn zu bezahlen ist für den User lediglich ein Preis von 1 bis 9 Euro – je nach Vertrag bzw. Protokoll. Es fallen also keine monatlichen Fixkosten an.  

Lifestyle – Vorteil für die Nutzer

pia ist die erste mobile App für Rechtsgeschäfte und Protokolle. Mit der App haben die Nutzer eine rechtliche Tool-Box für Alltagssituationen jeder Art am Smartphone – immer griffbereit in der Tasche. Die Dokumente und Protokolle werden in der Blockchain registriert, um die Existenz, die Originalität und das Datum der Erstellung zu beweisen.

„Egal ob im privaten Umfeld der Kauf eines alten Smartphones, Laptops oder eine Handtasche, man hat immer ein gewisses Restrisiko, einem Betrüger auf den Leim zu gehen. pia reduziert dieses Risiko auf ein annehmbares Maß“, betont Thomas Szekely, CEO von pia. „Auch für den Business-Bereich gibt es Anwendungen wie etwa das Besprechungsprotokoll und der Non-Disclosure Agreement. Besonders Professionisten am Bau können alle Geschichten erzählen, wo das mündlich Besprochene nicht eingehalten wurde und zu Mehrkosten geführt hat. Generell kann man sagen, dass Menschen sich bei schriftlichen Vereinbarungen stärker verpflichtet fühlen als bei mündlichen Vereinbarungen.“

Technologie und Sicherheit

pia bietet durch den Einsatz moderner Technologien eine zeitgemäße App, um kleine Rechtsgeschäfte einfach, günstig und sicher abzuschließen. Das Dokument (Vertrag, Protokoll) wird mithilfe der Ethereum- Blockchain registriert, wodurch die Originalität des Dokumentes bewiesen und mit einem unveränderlichen Datum versehen wird. Durch die Registrierung in der Blockchain mit einem sicheren SHA-Algorithmus kann jederzeit nachvollzogen werden, ob ein Dokument nachträglich verändert wurde“, erläutert pia-CTO Sascha Mundstein und verweist darauf, dass „jeder Teilnehmer eine ‚originale‘ Kopie des Dokumentes lokal am Smartphone gespeichert und dadurch die Möglichkeit hat, dieses Dokument zusätzlich zu sichern“.

Legal Tech meets Blockchain

Blockchain ist mittlerweile ein Standard in vielen wirtschaftlichen Bereichen. Im Konsumentenbereich hat sich das Thema allerdings bis jetzt nicht durchgesetzt. Die Gründe dafür sind vielfältig, vor allem die komplizierte Handhabung von Crypto-Währungen hat Private bisher abgehalten. Das ist einer der Gründe, warum Konsumenten der pia App den Einsatz von Blockchain höchstens am Rande mitbekommen. Nach Abschluss und digitaler Unterschrift wird der Hash-Code des Dokumentes in der Ethereum-Blockchain eingetragen. Der Konsument erhält die Nachricht, dass sein Dokument „verifiziert“ ist. Tatsächlich erhält der Konsument einen Transaktionscode und einen Datumsstempel. All das passiert automatisch, ohne Zutun des Konsumenten.

Expansion in andere Länder

Nach dem Rollout in Österreich wollen die App-Masterminds den gesamten europäischen Markt erobern, beginnend mit Deutschland – natürlich an die Rechtssituation des jeweiligen Landes angepasst.

Übrigens: Bei dem vom Austrian Blockchain Center (ABC) und der Wirtschaftskammer Österreich (WKÖ) ins Leben gerufenen Austrian Blockchain Award, mit dem herausragende und einzigartige Blockchain-Projekte ausgezeichnet werden, schaffte es pia ins Finale.

Hier gehts zum pia-Video!

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